/ Resources

Consumer rights resources.

Plain-English guides on the laws Petroff Amshen works in. For general information only, not legal advice.

General

An overview of the federal and New York laws that protect consumers.

How to reach the three nationwide credit reporting agencies.

Short explainers on credit reporting, identity theft, and foreclosure.

Wrongful Credit Reporting / FCRA

Reviewing your reports and filing a dispute under the FCRA.

The difference between a credit repair service and a law firm.

Foreclosure Defense

The judicial process, the RPAPL notices, and where defenses are preserved.

The 2022 Foreclosure Abuse Prevention Act and the statute of limitations.

Identity Theft

Review credit reports, freeze credit, report to the FTC, and next steps.

The forms identity theft takes and the warning signs to watch for.

Talk to the Firm

Guidance on foreclosure, the FCRA, and identity theft in New York.

Apply for a review. A licensed New York attorney reads every submission.