Every case is unique. Some individuals discover debts they have never seen before, while others watch their credit plummet due to duplicate entries or records that should have been erased long ago. These errors are not flukes – they are part of a systemic issue that credit bureaus are failing to fix. The fallout is not just frustrating – it is devastating.
Remember this – you have the right to check your credit report for free every year from each major bureau. Petroff Amshen LLP urges every individual to treat this as more than a formality. Scrutinize your report line by line. When something looks off, take action immediately. But fair warning – financial entities won’t make it easy for you.