The Role of a Foreclosure Defense Attorney

A foreclosure defense attorney doesn’t just delay the process—they take control of the case with a strong legal strategy. Petroff Amshen LLP represents clients throughout the litigation process, challenging improper documentation, exposing violations of mortgage servicing standards, and negotiating real solutions that preserve homeownership.

Foreclosure defense requires more than paperwork—it demands precision, timing, and deep knowledge of both New York law and federal mortgage regulations. Every case is different, but the firm’s approach is consistent: protect the client, pressure the lender, and push for the best possible outcome.

“We don’t offer quick fixes or generic advice,” added Mr. Amshen. “We fight inside and outside of court to create leverage—and that leads to real results.”

Mortgage Modification: A Viable Alternative to Foreclosure

Among the alternatives to foreclosure, one of the most effective is mortgage modification, also referred to as a loan modification. This process restructures the terms of the existing loan, making it more affordable and sustainable for the homeowner. It may involve a lower interest rate, an extended repayment period, or even principal forgiveness—depending on the circumstances and lender's cooperation.

Petroff Amshen LLP helps homeowners pursue mortgage modifications while protecting them against oppressive legal tactics by the banks and their servicers. These negotiations are not simply financial—they require legal support to ensure that homeowners’ rights are respected and that the modification agreement is enforceable.

“Mortgage modification can be a lifeline, but it must be pursued strategically and with proper legal backing,” said Mr. Amshen. “It is a great tool to stop foreclosures entirely in many cases.”