Our firm’s foreclosure defense strategies involve a detailed analysis of the lender’s conduct, mortgage documents, and payment history. We look for violations such as failure to properly notify the homeowner of foreclosure actions, mishandling of loan modifications, and wrongful fees or charges added by the lender. Additionally, we utilize New York’s statute of limitations to dismiss remaining mortgage debts when applicable to provide the client with the opportunity to clear their financial obligations and protect their property rights.
Our foreclosure defense begins with a thorough review of your mortgage documents, payment history, and the lender’s actions throughout the loan and foreclosure process. We look for errors, improper handling of documents and procedures, and any violations of foreclosure laws, such as failure to provide proper notice or discrepancies in the foreclosure filings.
Under New York law, Article 15 of the Real Property Actions and Proceedings Law (RPAPL) allows homeowners to bring a "Quiet Title" action to cancel a mortgage lien if the foreclosure Statute of Limitations has expired. Foreclosure defense attorneys at Petroff Amshen LLP use this powerful tool to help clients eliminate lingering mortgage obligations and clear their property title.
We leverage New York’s Foreclosure Abuse Prevention Act (FAPA) to provide a robust defense against foreclosure actions. Under this law, we focus on identifying any violations of foreclosure procedures, wrongful denial of loan modifications, or unfair practices by mortgage servicers. Our foreclosure attorneys meticulously review every aspect of your case, ensuring that lenders are held accountable for any misconduct.